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Check the background of your financial professional on FINRA’s BrokerCheck. No client or potential client should assume that any information presented or made available on or through this website should be construed as personalized financial planning or investment advice. Personalized financial planning and investment advice can only be rendered after engagement of the firm for services, execution of the required documentation, and receipt of required disclosures. Please contact the firm for further information. 

 

Investment advisory services are offered through Virtue Capital Management, an SEC Registered Investment Advisor. BENCHMARK FINANCIAL LLC and VCM are independent of each other. For a complete description of investment risks, fees and services, review the Virtue Capital Management firm brochure (ADV Part 2A) which is available from your Investment Advisor Representative or by contacting Virtue Capital Management. 

 

Risk Disclosure: Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance does not guarantee future results.

The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Information provided is not intended as tax or legal advice and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional. BENCHMARK FINANCIAL LLC is not affiliated with or endorsed by the Social Security Administration or any other government agency. Fiduciary duty extends solely to investment advice and does not extend to other activities such as insurance product sales, including annuities, life insurance, and long-term care insurance or broker-dealer services. Advisory clients are charged a monthly fee for assets under management while insurance products pay a commission, which may result in a conflict of interest regarding compensation. The investment adviser representative (“IAR”) is also a licensed insurance agent. In this capacity, the IAR may offer fixed life insurance products and receive normal and customary commissions. The client is under no obligation to purchase products through the IAR on a commissionable basis. In addition, the IAR may receive other compensation such as fixed or variable life trails. The potential for receipt of commissions and other compensation when the IAR acts as an insurance agent may give the IAR an incentive to recommend insurance products based on the compensation received.

You can find my Investment Adviser Public Disclosure here.

Virtue Capital Management Statement of Disclosure

All information and data provided through the OnPointe Risk Analyzer (“material”) are generally based on information and data from third party sources. Neither VCM nor any of its affiliates, officers, owners, employees, investment adviser representatives, licensors or contractors (“Non-Liable Parties” or “NLPs”) shall be liable for any error, omission, inaccuracy, or incompleteness in the material provided herein or any data related thereto and any use of this material is conditioned upon a user’s total release of such NLPs. Prior performance is no guarantee of future results, and there can be no assurance, and clients should not assume, that future performance will be comparable to past performance or that any information presented or made available on or through this material should be construed as personalized financial planning or investment advice. Personalized financial planning and investment advice can only be rendered after engagement of VCM for services, execution of the required documentation, and the client’s receipt of required disclosures. This material is for informational purposes only and is not intended to be a solicitation, offering or recommendation of any security, commodity, derivative, investment management service, advisory or insurance service and is not commodity trading advice. This material is not intended to provide investment, tax or legal advice on either a general basis or specific to any client accounts or portfolios. VCM does not represent that any securities, products, services, or strategies discussed in this material are suitable or appropriate for any or all investors.

Certified Financial Planner Board of Standards Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design), and CFP® (with flame design) in the U.S., which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.

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